{
  "id": "increase/increase-declined-transactions-api",
  "sourceId": "increase:increase-declined-transactions-api",
  "providerSlug": "increase",
  "productSlug": "increase-declined-transactions-api",
  "name": "Increase Declined Transactions API",
  "provider": {
    "id": "increase",
    "name": "Increase",
    "platform": false,
    "external": true,
    "curated": true,
    "curatedBasis": "curated 2026-08-24: widely-adopted, high-quality",
    "description": "Bank API over direct Federal Reserve rails: accounts, ACH, wires, and card issuing.",
    "docsUrl": "https://increase.com/documentation",
    "docsVerified": true,
    "transport": "rest"
  },
  "kind": null,
  "category": "banking-payments",
  "categories": [
    "banking-payments"
  ],
  "categoryInferred": false,
  "capability": null,
  "capabilityHints": [
    "increaseDeclinedTransactionsAPI"
  ],
  "summary": "Declined Transactions are refused additions and removals of money from your bank account. For example, Declined Transactions are caused when your Account has an insufficient balance or your Limits are",
  "url": "https://increase.com/documentation/api",
  "qa_score": null,
  "agent_default": false,
  "pricing": null,
  "sandbox": null,
  "sla": null,
  "coordinates": {
    "industry": "banking-payments",
    "function": null,
    "occupations": [],
    "records": []
  },
  "assigned": [],
  "demo": false,
  "external": true,
  "federated": false,
  "apis_ax": null,
  "source": "apis.io",
  "sources": [
    "apis.io",
    "apis.guru"
  ],
  "tier": 1,
  "probe": {
    "probedAt": "2026-08-24",
    "probeVersion": "0.1",
    "reachable": true,
    "rootStatus": 200,
    "latencyMs": 469,
    "docsLive": true,
    "specFound": false,
    "specUrl": null,
    "machineFace": true,
    "authDocumented": true,
    "cors": false,
    "timeouts": 0,
    "errors": [],
    "probeScore": 3.5
  },
  "externalScores": {
    "apisIo": {
      "composite": 40.1,
      "band": "developing",
      "agentReadiness": 45.3,
      "scoredAt": "2026-08-21",
      "source": "apis.io published scores; not a platform/api.qa score"
    }
  },
  "naics": {
    "code": "521110",
    "level": "national-industry",
    "basis": "registerKey:banking-payments",
    "inferred": true
  },
  "economicClass": "INFORM",
  "economicClassInferred": true,
  "economicClassBasis": "no effect signal in source operations",
  "interfaces": [
    {
      "transport": "rest",
      "kind": null
    }
  ],
  "urls": {
    "html": "https://apis.directory/apis/increase/increase-declined-transactions-api/",
    "json": "https://apis.directory/apis/increase/increase-declined-transactions-api.json"
  }
}