{
  "id": "klarna/klarna-kosma-klarna-kosma-kyc-api",
  "sourceId": "klarna-kosma:klarna-kosma-kyc-api",
  "providerSlug": "klarna",
  "productSlug": "klarna-kosma-klarna-kosma-kyc-api",
  "name": "Klarna Kosma KYC API",
  "provider": {
    "id": "klarna",
    "name": "Klarna",
    "platform": false,
    "external": true,
    "curated": true,
    "curatedBasis": "curated 2026-08-24: widely-adopted, high-quality",
    "description": "Buy-now-pay-later checkout and payments APIs for merchants.",
    "docsUrl": "https://docs.klarna.com",
    "docsVerified": true,
    "transport": "rest"
  },
  "kind": null,
  "category": "banking-payments",
  "categories": [
    "banking-payments",
    "retail-ecommerce"
  ],
  "categoryInferred": false,
  "capability": null,
  "capabilityHints": [
    "klarnaKosmaKYCAPI"
  ],
  "summary": "Kosma KYC layers account ownership and identity verification on top of the Kosma AIS connectivity. It confirms that the consumer authenticating against their bank is the legitimate account holder, ret",
  "url": "https://www.klarna.com/kosma/",
  "qa_score": null,
  "agent_default": false,
  "pricing": null,
  "sandbox": null,
  "sla": null,
  "coordinates": {
    "industry": "banking-payments",
    "function": null,
    "occupations": [],
    "records": []
  },
  "assigned": [],
  "demo": false,
  "external": true,
  "federated": false,
  "apis_ax": null,
  "source": "apis.io",
  "sources": [
    "apis.io",
    "apis.guru",
    "github.com/public-apis",
    "apitracker.io (sitemap 2020-10)"
  ],
  "tier": 1,
  "probe": {
    "probedAt": "2026-08-24",
    "probeVersion": "0.1",
    "reachable": true,
    "rootStatus": 200,
    "latencyMs": 835,
    "docsLive": true,
    "specFound": false,
    "specUrl": null,
    "machineFace": true,
    "authDocumented": true,
    "cors": false,
    "timeouts": 0,
    "errors": [],
    "probeScore": 3.5
  },
  "externalScores": {
    "apisIo": {
      "composite": 23.9,
      "band": "emerging",
      "agentReadiness": 10,
      "scoredAt": "2026-08-21",
      "source": "apis.io published scores; not a platform/api.qa score"
    }
  },
  "naics": {
    "code": "513210",
    "level": "national-industry",
    "basis": "registerKey:software-it-services",
    "inferred": true
  },
  "economicClass": "INFORM",
  "economicClassInferred": true,
  "economicClassBasis": "no effect signal in source operations",
  "interfaces": [
    {
      "transport": "rest",
      "kind": null
    }
  ],
  "urls": {
    "html": "https://apis.directory/apis/klarna/klarna-kosma-klarna-kosma-kyc-api/",
    "json": "https://apis.directory/apis/klarna/klarna-kosma-klarna-kosma-kyc-api.json"
  }
}